​Harter Holdings LLC

Step 1 - Rental Application: 

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• The process begins with the rental application. Applicant should complete the application in its entirety. An incomplete application will add delays.

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• We look for at least 3x the rental rate in monthly net income. For example, if the rental rate is $1,000 per month, the applicant should have a monthly net income of $3,000. Each employed applicant should provide their last two paystubs. In lieu of paystubs, bank statements or other documentation showing proof of income can be provided. Applicant should also provide proof of income for any additional sources of income such as disability, pension, retirement pay, alimony, child support etc. Each applicant should also provide identification as part of the application.

 

Step 2 - Credit/Background Check:

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• Once the application is complete and both the applicant and landlord want to proceed, a credit/background check is performed on each applicant. When reviewing the credit report, we focus less on credit score and more on payment history and negative information such as accounts in collection.

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Step 3 - Lease

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• Once the landlord has reviewed the credit report and desires to move forward, a lease is prepared. The lease will be emailed to the applicant for their review and e-signature. The entire process from rental application to lease signing is done electronically.